Your Questions About Marriage Counseling Does It Work Cost


Mark asks…

How do I get this done?

I would like to return to school to get a masters degree in counseling. I am a certified elementary education teacher. My state’s department of education would cover some of the cost for the degree, because i could work as a guidance counselor. Also, the college where I would attend would allow me to continue and gain the credentials to in marriage and family counseling. My dilemma is that currently, i am not teaching and am behind in paying my student loans. I am trying to get employment as a teacher. Besides catching up and getting current with my loans, are there any other sources of aid that I my qualify for ( older-female, over 35, divorced)? How long will it take me to become current once I begin repaying my loans and if so, will I be able to qualify for aid? Financially, I am strapped for cash. If had to make this dream happen, how would you proceed? I need some ideas!

MarriageCounseling answers:

If you are currently in default on your federal student loans, you will have to rehabilitate them, pay them off or consolidate them to be eligible for financial aid.

To rehab the loan you must make 6 months of voluntary, on-time payments. Once completed, you would be eligible for federal student loans. If you’ve already attempted to rehab the loan and failed to meet the terms, this option is not available to you.

Paying them off is self-explanatory.

Loan consolidation would require you to contact Direct Loan and apply for a loan consoldation. If you’ve already consolidated your federal loans, this option is not available to you.

Once the loan is out of default, you would be eligible for federal student loans. Once enrolled, all your federal student loans will go in to in-school deferment status during which time you would not be required to make payments on the loans. And your subsidized loans will stop accruing interest.

If you are talking about private/alternative educational loans, you are eligible for federal student loans now. Your “default” status on a private/alternative loan does not impact your eligibility for federal student loans.

You may view the status of all of your federal student loans at www.nslds.ed.gov. Your private/alternative loans will not show up here.

Good luck.

Betty asks…

how do i get out of an emotional and verbally abusive marriage with no money and no running vehicle?

I have left and every time he finds me and begs me to come home, promising that things will be different. we start out in counseling, but he makes me pay for it (with no job). things tend to ok for maybe a month then one day he gets mad at anything (work, dogs, weather, any little thing gets him in a “mood”) and he yells at me and tells me leave, knowing I have no money and way to get away. then a few days later he acts like nothing happened and wants to ask me “what’s wrong with you?” I leave but he is one that tracks me down and begs me to home. and I can’t get him to leave me. I need help in very serios way. I have a 12year daughter at home with me 2 older girls that live with my mom ( for different reasons) that hate to come over because of him and his 15 year old niece lives with us, she takes my side a lot of the time and tells me to leave him, but then leaves her there with him to put up with his moods by herself and i can’t do that to her. What do I do? where can i go? he makes decent money but costenly tells me he is broke. I have some court fines and costs that i am financially unable to pay, and he refuses to help me pay them. Instead he tells me that he hopes i get pulled over and go to jail. or he tells me if i get pulled over not to call him because he won’t pay a penny to get me out. I am very scared.

MarriageCounseling answers:

You need to get out. Go to a woman’s shelter. They can help you with legal issues as well as getting back on your feet.

Good luck!

Nancy asks…

Family Help, please give advice?

It‘s a very long story so bear with me. My aunt has been married to a man for 21 years, and together they have a 15 year old daughter. I love both of them very much, and they love each other, I know they do, you can tell when you see them together. This last year I have been getting pretty perturbed. See, my Uncle is a good man, he just has problems with decisions, he has cheated twice so far in his marriage, and it pains my Aunt Jean, because she loves him. Well this last time has cost him his job, so even though she loves him and I know he loves her besides his personal issues, Aunt Jean has filed for divorce. They are both miserable, as is their daughter my cousin Chelsy. It kills me since I love all of them. My aunt filed 2 weeks ago, and after a huge fight with my Uncle when he came begging for her forgiveness on his knees (literally) she was a mess, and wasn’t thinking straight. So she went to a close childhood friend’s house, he is also a pyscologist, and I guess they drank and stuff, made out, and fell asleep on the bed, no they DID NOT have sex or anything, I know this. Aunt Jean cares about this guy as a friend but doesn’t see a problem in what she did, since she didn’t have sex or anything. I think she had a meltdown myself, and Chels is pretty mad at her and her father (of course) My Uncle Henry doesn’t know yet, and she expects for no one to tell him, like that will happen. This family can’t keep secrets. I know Aunt Jean never does stuff like this ever, she always thinks things through, and it‘s kinda freaking us out. Why is she acting this way, and do you think it‘s wrong? I really have high hopes that if her and Uncle Henry got counselling they could work it out. I hate seeing them like this. Please help!! Thanks in advance =]

wrong section I know, sorry =P

MarriageCounseling answers:

I don’t really blame your Aunt. I consider even kissing cheating but she needed someone to care about her and it seems like she became desperate. What is she supposed to do when her husband who she loves has cheated on her multiple times? I would get a divorce if I was cheated on ONCE. Being bad at making decisions isn’t an excuse. He cheated and now he has to learn his lesson. I think if he really truly cared, he would have felt guilty the first time, and stopped. Your aunt needs someone. She wants to trust her husband but she knows that she can’t. She’s looking for help. If she wants to be with him and he wants to be with her, counseling my help but I wouldn’t trust him if I were her. Once a cheater, always a cheater. I know it’s hard because you love all of them but everyone makes mistakes and he can’t just skip the consequences because he is generally a good person.

I think you’re aunt is right to get the divorce. It might mess things up in the family but it’s not her fault. If she wasn’t cheated on, she wouldn’t have to get a divorce. She deserves to be respected and her husband crossed the line. She’s going through a really hard time, I’m sure. As for the daughter, it’s rough but she’s not the only one going through this. Seems like everyone’s parents are getting divorced. She should be aware of what’s going on though. I hope everything works out. :)

Robert asks…

My family is loosing their minds?

It‘s a very long story so bear with me. My aunt has been married to a man for 21 years, and together they have a 15 year old daughter. I love both of them very much, and they love each other, I know they do, you can tell when you see them together. This last year I have been getting pretty perturbed. See, my Uncle is a good man, he just has problems with decisions, he has cheated twice so far in his marriage, and it pains my Aunt Jean, because she loves him. Well this last time has cost him his job, so even though she loves him and I know he loves her besides his personal issues, Aunt Jean has filed for divorce. They are both miserable, as is their daughter my cousin Chelsy. It kills me since I love all of them. My aunt filed 2 weeks ago, and after a huge fight with my Uncle when he came begging for her forgiveness on his knees (literally) she was a mess, and wasn’t thinking straight. So she went to a close childhood friend’s house, he is also a pyscologist, and I guess they drank and stuff, made out, and fell asleep on the bed, no they DID NOT have sex or anything, I know this. Aunt Jean cares about this guy as a friend but doesn’t see a problem in what she did, since she didn’t have sex or anything. I think she had a meltdown myself, and Chels is pretty mad at her and her father (of course) My Uncle Henry doesn’t know yet, and she expects for no one to tell him, like that will happen. This family can’t keep secrets. I know Aunt Jean never does stuff like this ever, she always thinks things through, and it‘s kinda freaking us out. Why is she acting this way, and do you think it‘s wrong? I really have high hopes that if her and Uncle Henry got counselling they could work it out. I hate seeing them like this. Please help!! Thanks in advance =]

MarriageCounseling answers:

Ok your aunt had a melt down your cus is just scared that her family is falling apart and uncle henry should get a kick and told to get lost he has no problems making decisions just very bad and hurtful ones how much does your poor aunt have to take so she got pissed and fell asleep at least she had some excuse the uncle hmmmm different story once a cheater always a cheater also lost his job whats that about??

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